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Call Us At 1300 261 114



Workers Eligible to Participate in CIP 

Any eligible worker of a participating employer whether full-time, part-time or casual, including apprentices, can participate in CIP. Casual workers will have payments made on a weekly basis, which will provide seven days coverage from the date of payment;

e.g. payment made on Tuesday, covered until 12 midnight the following Monday.

Contributions cannot be made for any worker once they are 70 years of age. 

Workers Joining CIP 

It is the responsibility of employers to pay contributions on behalf of their workers to CIP, after the employer has signed an Employer Application for Membership. 

The worker is covered by the fund when his / her employer enters the worker's name and details through the online contributions system and pays contributions on behalf of the worker. For the worker to be eligible for benefits, his / her claim must fall within the terms and conditions of the policies. 

For a copy of the Financial Services Guide please click here

Categories of Eligible Workers 

Building Workers 

Click here to view the Building Workers brochure. 

Civil Industry Workers

Click here to view the Civil Workers brochure.

Major Projects - Queens Wharf Workers 

Click here to view the Major Project - Queens Wharf workers brochure. 

Off Site Workers 

Click here to view the Off Site workers brochure. 

BOBB Info 

With its simple navigation and 24/7 access the BERT Online Balances & Benefits (BOBB) system will allow members to register an account, updated contact information, check their account balance and payment contributions online.

BOBB can be accessed via your PC, Laptop, iPad or Smartphone to help you with your enquiry at any time. Remember BOBB's your mate - Simply register today and make monitoring your BERT payments easy!

BOBB Login

 BOBB Help Videos


CIPL Important Notice 


Please Note: For CIP Claims from 1 March 2020 Casual workers will now enjoy continuation of cover - and continue to be covered 31 days after their last day of work (the same as permanent workers)

For more information, click here.

Please note: Construction Income Protection Limited (CIPL) is the administrator of the Accident and Illness Benefits Program and Portable Sick Leave Scheme. The insurance policy is arranged by Windsor Management Insurance Brokers and distributed by CIPL. CIPL does not manage or process claims. All claims are managed and processed by Total Claims Solutions, who has been appointed as claims manager of QBE Insurance (Australia) Limited. CIPL does not give any advice in relation to the insurance policy.