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Contribution Rates

Contributions Rates 

Contribution Rates  

Employers are required to pay contributions in accordance with the constitution covering CIP. All eligible workers, whether full-time, part-time or casual are entitled to receive contributions. Contributions must be maintained for all workers once commenced whether they are on EBA sites, other commercial sites or domestic sites, including when a worker has lodged a claim under the fund. Regardless of the absence i.e.; on WorkCover, annual leave, leave without pay, the constitution requires weekly payments to be contributed whilst the employee is employed.

The weekly CIP Contribution Rate will increase from March 2022:

The following sets out the weekly contribution rates payable to CIP: 

Building & Civil & White Collar Industry 

  • From March 2022 - February 2023 contribution period - $41.30 per person, per week (including GST)
  • From March 2023 - February 2024 contribution period - $47 per person, per week (including GST)
  • From March 2024 - February 2025 contribution period - $51 per person, per week (including GST)
  • From March 2025 - February 2026 contribution period - $54 per person, per week (including GST)

Major Projects - Queens Wharf Project 

  • From March 2022 - February 2023 contribution period - $50 per person, per week (including GST)
  • From March 2023 - February 2024 contribution period - $52 per person, per week (including GST)

Offsite Workers 

  • Currently $19.50 per person, per week (including GST)

Major Projects - Icthys

  • No change - $44.50 per person, per week (including GST)

The Construction Income Protection (CIP) Limited Board in consultation with industry and union organisations have confirmed the weekly CIP contribution rates and worker benefits to ensure the Scheme remains the best value income protection scheme for employers and employees in the building and construction industry. 

While increases are never welcome the Board is committed to provide as much tendering certainty as possible and to maintain the relevance of the benefits of the scheme for injured and sick members.

With the recent events of COVID and weather related disasters the general insurance market has seen an increase in premiums across all products. This impact has also been felt on the CIP Program. While the Board is confident that the above contribution rates can be sustained over the period, these amounts could be varied due to unforeseen changes in the market.


Please note: Construction Income Protection Limited (CIPL) is the administrator of the Accident and Illness Benefits Program and Portable Sick Leave Scheme. The insurance policy is arranged by Windsor Management Insurance Brokers and distributed by CIPL. CIPL does not manage or process claims. All claims are managed and processed by Total Claims Solutions, who has been appointed as claims manager of QBE Insurance (Australia) Limited. CIPL does not give any advice in relation to the insurance policy.